Windshield insurance claims in California.
If you carry comprehensive coverage in California, your windshield replacement is $0 out of pocket — state law waives the deductible on glass. I bill your carrier direct so you never see an invoice.
- 1. Call your carrier and open a glass claim
Say 'glass-only comprehensive claim.' Give them the date of loss, policy number, and VIN. They'll issue a claim number.
- 2. Text me the claim number
That's your entire paperwork job. Text me the claim number, your address, and a photo of the damage.
- 3. I install and bill your carrier
Same-day or next-morning install in most Sacramento cities. I invoice the carrier directly — you pay $0.
Each carrier has a slightly different claims phone tree. These pages walk through the exact steps.
- State Farm
How to file a State Farm windshield claim in California. Zero-deductible glass on comp coverage. I bill State Farm direct — you pay $0 out of pocket.
- GEICO
How to file a GEICO glass claim in California. Zero deductible on comp coverage. I bill GEICO direct — you pay nothing.
- AAA
How to file a CSAA / AAA NorCal auto glass claim. Zero-deductible windshield replacement with comp coverage. I bill AAA direct.
- Allstate
How to file an Allstate windshield claim in California. Zero-deductible on comp coverage. I bill Allstate direct.
- Progressive
How to file a Progressive glass claim in California. Zero-deductible windshield on comp coverage. I bill Progressive direct.
Don't see your carrier? I bill nearly all of them — Liberty Mutual, Farmers, USAA, Mercury, Nationwide, Travelers, Safeco, and more. Call and I'll confirm in one minute.
Text a photo of the damage. I'll confirm carrier billing and lock in a slot.